A second consideration before starting a financial mentoring program is: who will participate in it? Your program may be voluntary for clients who choose to participate because they see the value in it, or "what's in it for me".

You can also identify those clients who are at-risk and might benefit from additional financial-related assistance. Finally, you may require all clients to participate (or have a mix of all three). This will depend on the types of services your organization provides, your current service delivery system, the length of the relationship with clients, and the goals of your program.

If participation in your program is voluntary, you will need to do outreach to your client base. Try mailing invitations, posting flyers or making phone calls.

Outreach flyer

Next: Program options